STATUTORY COMPLIANCE SUITE

Maharashtra Stamp Duty & Registration Fee Calculator

Calculate total government stamp duty, Metro Cess, and capped statutory registration fees for residential and commercial property purchases across Kalyan-Dombivli.

01 • TRANSACTION VALUE & BUYER CATEGORY KDMC Municipal Limit
₹
Kalyan (KDMC) Statutory Rate Components (No Double-Counting):
Base Maharashtra Stamp Duty: 5.0%
Local Body Surcharge (LBT / Municipal): 1.0%
Metro Transport Cess (MMRDA Infrastructure): 1.0%
Total Effective Duty: 7.0%
* 1% female concession strictly applies to 100% sole/co-female individual ownership under Maharashtra GR. Joint male+female titles attract the 7% standard rate.
02 • ESTIMATED STATUTORY EXPENSES IGR Ready
TOTAL STATUTORY OUTFLOW (DUTY + REGISTRATION)
₹ 4,50,000
Based on 7% Total Duty + Capped ₹ 30,000 Registration
Total Stamp Duty (7%) Includes Base Duty + LBT + Metro Cess
₹ 4,20,000
Registration Fee (1%) Statutory Cap Applied: ₹ 30,000 max
₹ 30,000
Official Maharashtra IGR Portal
Verify on IGR Portal →
STATUTORY FRAMEWORK

How Maharashtra Stamp Duty and Registration Fees Are Governed

In Maharashtra, property conveyancing charges are governed by the Maharashtra Stamp Act and the Indian Registration Act (1908). For municipal corporation jurisdictions such as the Kalyan-Dombivli Municipal Corporation (KDMC):

1. Effective Stamp Duty (7% or 6%)

Comprises 5% State Base Stamp Duty, 1% Local Body Surcharge, and 1% Metro Transport Cess (total 7%). For eligible female purchasers under individual 100% ownership, the base duty is discounted by 1% (effective total 6%).

2. Registration Fee with ₹ 30,000 Cap

Property registration fee is levied at 1% of the agreement/Ready Reckoner value, capped at a statutory ceiling of ₹ 30,000 for properties valued above ₹ 30 Lakhs. Properties valued at or below ₹ 30 Lakhs incur exactly 1% (e.g. ₹ 20,000 on a ₹ 20 Lakh home).

Duty is computed on the higher of the actual transaction agreement value or the government Ready Reckoner (ASR) valuation.

WORKED CASE STUDIES

Worked Examples: Property Purchase in Kalyan West

CASE 1 • ₹ 60 LAKHS (TYPICAL 2 BHK KHADAKPADA)

Agreement Value: ₹ 60,00,000

Male Purchaser (7%):
Stamp Duty (7%): ₹ 4,20,000
Registration (Capped): ₹ 30,000
Total Statutory Outflow: ₹ 4,50,000
Eligible Female Ownership (6%):
Stamp Duty (6%): ₹ 3,60,000
Registration (Capped): ₹ 30,000
Total Statutory Outflow: ₹ 3,90,000 (Saves ₹ 60,000)
CASE 2 • ₹ 20 LAKHS (SUB-CAP REGISTRATION)

Agreement Value: ₹ 20,00,000

Male Purchaser (7%):
Stamp Duty (7%): ₹ 1,40,000
Registration (1% Uncapped): ₹ 20,000
Total Statutory Outflow: ₹ 1,60,000
Eligible Female Ownership (6%):
Stamp Duty (6%): ₹ 1,20,000
Registration (1% Uncapped): ₹ 20,000
Total Statutory Outflow: ₹ 1,40,000 (Saves ₹ 20,000)
STATUTORY CRITERIA

Important Stamp Duty & Registration Assumptions

1. Municipal Boundary

Rates apply strictly to properties situated within KDMC / Kalyan-Dombivli municipal corporation limits where LBT and MMRDA Metro Cess apply.

2. Ready Reckoner Valuation

If the official Annual Statement of Rates (Ready Reckoner) exceeds the declared agreement value, duty must be paid on the higher Ready Reckoner figure.

3. Female Concession Rules

The 1% concession strictly prohibits transfer of ownership to a male purchaser for a statutory lockout period of 15 years under government rules.

FREQUENTLY ASKED QUESTIONS

Stamp Duty & Registration in Kalyan — Frequently Asked Questions

Clear, verified answers regarding Maharashtra stamp duty, Metro Cess, and sub-registrar registration charges.

1. What is the stamp duty in Kalyan for property registration? +
For male and general purchasers in Kalyan-Dombivli (KDMC limits), total effective stamp duty is 7%. This consists of 5% base Maharashtra stamp duty, 1% Local Body Surcharge (LBT), and 1% Metro Transport Cess.
2. What is the stamp duty for an eligible female buyer in Kalyan? +
Eligible female buyers purchasing property in their sole name (or jointly with other female co-owners) receive a 1% concession on the base duty under the Maharashtra Government resolution. The effective total duty is 6% (4% base duty + 1% LBT + 1% Metro Cess).
3. How much is property registration fee in Maharashtra? +
Property registration fee is levied at 1% of the agreement value, subject to a statutory maximum cap of ₹30,000 for residential properties valued above ₹30 lakh. For properties valued up to ₹30 lakh, it is exactly 1% of the property value.
4. Is registration fee capped at ₹30,000 for property above ₹30 lakh? +
Yes. Under the Maharashtra Registration Rules, the maximum registration fee for residential conveyance documents is capped at ₹30,000 regardless of whether the property value is ₹50 Lakh, ₹1 Crore, or higher.
5. Is stamp duty calculated on agreement value or Ready Reckoner value? +
Stamp duty is always calculated on the higher of the two values: the declared transaction agreement value or the government Annual Statement of Rates (Ready Reckoner rate) for that specific survey/CTS number in Kalyan.
6. What additional government charges should I budget for when buying a home in Kalyan? +
Beyond stamp duty (7% or 6%) and registration fee (max ₹30,000), buyers should budget for document scanning charges (approx ₹1,000), legal/advocate scrutiny fees, and GST (applicable on under-construction properties: 5% standard residential or 1% affordable housing).
7. Does the female stamp duty concession apply to joint ownership? +
No. The 1% female stamp duty concession in Maharashtra applies exclusively to documents where all purchasing parties are female. Joint ownership involving a male co-buyer (e.g. husband and wife) attracts the standard 7% rate.
8. Is stamp duty different for residential and commercial property? +
In KDMC limits, commercial property also attracts 7% total duty (5% base + 1% LBT + 1% Metro Cess). However, female concessions are not available on commercial premises, and registration fees on commercial properties are capped separately or uncapped depending on document categorization.
9. How can I verify the current stamp duty before registration? +
You can verify official duty and Ready Reckoner rates online via the Inspector General of Registration & Controller of Stamps portal at igrmaharashtra.gov.in or through the e-ASR e-Challan portal before executing your registered Agreement for Sale.
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Statutory Rates Disclaimer Rates and statutory charges shown by this calculator are indicative and based on the selected assumptions. Verify the applicable duty, Ready Reckoner value and registration charges through the Maharashtra Department of Registration & Stamps (IGR Maharashtra) before executing a transaction.
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